Equipment loans and leases from $10K to $5M for contractors, truckers and operators. Apply in a few minutes, hear back in about a day.
No application fee. Business equipment only. Prefer to talk? Email us.
Per deal. One machine or a whole fleet.
Pick a term that matches how long the machine earns.
Typical answer on deals under $500K. Bigger ones take about a week.
That means we shop your deal to several lenders and bring back the best yes. You fill out one application. We do the running around.
| Program | Amount | What we need | Terms | Typical answer |
|---|---|---|---|---|
| Application onlyEstablished businesses | $10K to $500K | One-page application and the equipment quote | 24 to 72 months | Same or next business day |
| Full financialsFleets and big purchases | $500K to $5M | Two years of tax returns and financial statements | Up to 84 months | About a week |
| Startup & rebuildNewer businesses or bruised credit | $10K to $250K | Application, quote and recent bank statements | 24 to 60 months | Case by case, down payment likely |
Every deal is subject to the lender's credit approval. Rates and terms depend on your credit, time in business and the equipment.
Plug in rough numbers. It's a ballpark, not a quote. Apply and we'll get you the real one.
Estimate only. Not an offer to lend. Doesn't include taxes, fees or a down payment.
Most deals go from application to funded in under a week. The lender pays the seller, you pick up the equipment.
Fill out the application and send the quote or invoice. Dealer or private sale, new or used.
We send your file to the lenders most likely to say yes on your terms, not all of them at once.
You see the payment, term and down payment in writing. No surprises at signing.
Sign online. The lender pays the seller directly and the machine is yours to go get.
Buyers stall on price. They move on payments. Send them to us and we'll get them an answer fast, including the ones your bank turns down.
You never pay to apply. The lender pays us when your deal funds.
Rate, payment and any fees are on paper before you sign anything.
We only send your file to lenders you've said yes to.
If it's a no, we tell you why and what would turn it into a yes.
Don't see yours? Email info@sentfunding.com. We answer the same business day.
No, we're a broker. We place your application with lenders we work with and handle it through to funding. The lender makes the final call and funds the deal.
$10,000 to $5,000,000 per deal. Up to $500K usually only needs a one-page application. Above that, lenders will want tax returns and financials.
Smaller deals often get an answer the same or next business day. Big ones take about a week. A complete file is the fastest file.
Yes. Plenty of our lenders do used equipment and private-party deals, depending on the age and condition of the machine.
Lenders check credit as part of their decision. We'll tell you how each one handles it before anything goes out.
No. Business equipment only.
Or email apply@sentfunding.com with what you're buying and the price.